Privacy Policy and Terms

Privacy Policy

Last Updated: March 2026

Flex Business Consultants (“FBC,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We may collect the following types of information:

Personal Information

• Name
• Email address
• Phone number
• Business information
• Any details you voluntarily submit through forms, bookings, or inquiries

Usage & Technical Data

• IP address
• Browser type
• Device information
• Pages visited
• Cookies and analytics data

Payment Information

If payments are processed through third‑party platforms, we do not store your full payment details. Those platforms maintain their own security and privacy standards.

2. How We Use Your Information

We use your information to:

• Provide and improve our services
• Respond to inquiries and customer support requests
• Process bookings, consultations, and transactions
• Send updates, confirmations, or relevant business communications
• Improve website performance and user experience
• Maintain security and prevent fraudulent activity

We do not sell or rent your personal information.

3. Sharing Your Information

We may share information only with:

• Trusted service providers (payment processors, scheduling tools, email platforms)
• Legal authorities if required by law
• Partners assisting in delivering services you request

We do not share your information for marketing by third parties.

4. Cookies & Tracking Technologies

Our website may use cookies and analytics tools to improve performance and understand user behavior. You may disable cookies in your browser settings.

5. Data Security

We take reasonable administrative, technical, and physical measures to protect your information. However, no online transmission is 100% secure.

6. Your Choices

You may:

• Request access to your information
• Request corrections or updates
• Opt out of marketing emails
• Request deletion of your data (where legally permitted)

7. Third‑Party Links

Our website may contain links to external sites. We are not responsible for their content or privacy practices.

8. Children’s Privacy

Our services are not directed to individuals under 18. We do not knowingly collect information from minors.

9. Changes to This Policy

We may update this Privacy Policy at any time. Updates will be posted on this page with a revised “Last Updated” date.

10. Contact Us

For questions about this Privacy Policy, contact:
Flex Business Consultants
www.FlexBusinessConsultants.com

Terms & Conditions

Last Updated: March 2026

These Terms & Conditions (“Terms”) govern your use of the Flex Business Consultants website and services. By accessing our site or booking services, you agree to these Terms.

1. Use of Website

You agree to use this website for lawful purposes only and not to engage in any activity that disrupts or interferes with its functionality.

2. Services

Flex Business Consultants provides business consulting, coaching, notary services, portfolio building, and educational classes. Service descriptions, pricing, and availability may change at any time.

3. Payments & Fees

All fees must be paid at the time of service unless otherwise stated.
Additional fees may apply for:

• Travel
• After‑hours appointments
• Document handling
• Specialized services

Notary fees comply with Missouri regulations.

4. Cancellations & Refunds

Cancellations must be made in advance. Missed appointments may be subject to fees. Refunds are not guaranteed and are evaluated on a case‑by‑case basis.

5. No Guarantees

While we provide guidance, consulting, and educational support, results are not guaranteed. Business outcomes depend on individual effort, market conditions, and external factors.

6. Intellectual Property

All content on this website — including text, graphics, logos, and materials — is the property of Flex Business Consultants. You may not copy, reproduce, or distribute content without written permission.

7. Limitation of Liability

Flex Business Consultants is not liable for:

• Losses resulting from business decisions
• Damages arising from website use
• Third‑party service issues
• Errors, delays, or interruptions

Your use of our services is at your own discretion and risk.

8. Appointment Requirements

For notary services, clients must present valid identification.
For consulting or classes, clients must provide accurate information to ensure proper guidance.

9. Governing Law

These Terms are governed by the laws of the State of Missouri.

10. Contact Information

For questions about these Terms, contact:
Flex Business Consultants
www.FlexBusinessConsultants.com